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Damage Awareness Month: Insurance

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For the month of October, we will be exploring the topic of damage here on the blog. This week we’re talking about insurance!

Our carsharing service takes the hassle out of owning a vehicle. When you’re done with your booking, simply return the vehicle and walk away! We cover the cost of fuel, maintenance, and insurance!

But what happens if a vehicle is damaged during your booking?

There are three coverage options available to members, which can help reduce or remove your damage fee. These options include our Basic Coverage, Damage Pool and third-party Collision/Loss Damage Insurance options (CLDI).

Damage Awareness Month: Insurance

Basic Coverage
All members are covered by Peg City Car Co-op with basic coverage of up to $1000 damage fee in the event of an at-fault collision and $4,800,000 Third Party Liability (TPL). This means in the event of an unfortunate incident causing at-fault damage to a Co-op vehicle during your booking, your damage fee is up to $1000. Personal Injury Protection (PIPP) coverage (bodily injury) also applies to drivers and passengers while they are occupying the vehicle in Manitoba.

If a Co-op vehicle is stolen during your booking, you could pay up to $1000, plus downtime at the regular hourly rates. Vehicle theft is easily preventable if you fob out properly – every time you stop and park – the vehicle cannot be stolen. Pretty neat, huh?

Damage Pool
Members can join Peg City’s Damage Pool for $50/year. This coverage includes all aspects of Peg City Car Co-op’s basic insurance, plus you will not be required to pay the $1000 damage fee in the event that a Co-op vehicle is damaged during your booking. Instead, the money will come out of the pool! You can apply to re-join the damage pool if you are in an at-fault incident. The Damage Pool covers all drivers on the account.

CLDI 
Many credit cards now offer Collision/Loss Damage Insurance (CLDI) that includes carsharing. In the event of a collision, Peg City will provide all the necessary documents for to you to bring to your credit card provider, and they will reimburse you directly for the total cost of the damages. With VISA or MasterCard CLDI coverage, you would be fully covered by the credit card company for any damage to a Co-op vehicle. Your card may not cover certain vehicles (for example, pick-up trucks), so always check with your provider to find out what their restrictions are!

If you’re already a driver with Peg City, adding the Damage Pool or CLDI to your account is easy – simply log in, and click on Damage Coverage, found under the My Account tab. For more details take a look at our Member Manual.

Of course, we hope that there is never any reason to invoke your carsharing insurance, but we want to make sure our members know what their options are. If you have any questions, feel free to get in touch!

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October is Damage Awareness Month

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For the month of October, we will be talking about all-things damage here on the blog. 

Jenny

We need to work with our members to keep our vehicles in the best shape possible, and as we move into the cold weather months, it’s the perfect time to talk about reporting – and preventing – damage. This month, we will be highlighting how prevention keeps carsharing costs low, special vehicle features to help you stay safe and warm, plus winter driving tips, and more.

From October to March, Winnipeg sees a lot of snow, coupled with quick thaws and deep freezes. Our roads take a beating during our winters, but our vehicles don’t have to! Driving fast and accelerating unnecessarily increases fuel and maintenance costs. Factor in those icy roads, it also increases your chances of a collision, and more collisions lead to higher premiums, which unfortunately means higher costs for members.

Here are a few excellent reminders and tips for winter driving, shared by Manitoba Public Insurance:

• Stay sharp – be a defensive driver. Beware of icy spots – bridges, overpasses, just before intersections and shady spots. Watch for other drivers who may be sliding. Slow down near vehicles stopped by the side of the road.

• Prepare for severe conditions. Check road and weather conditions. Avoid driving altogether in severe weather.

Remember, when inclement weather makes driving downright impossible or dangerous, we will cancel your booking at no cost!

• See and be seen. Before leaving, clear snow and ice off your vehicle and wait for foggy windows to clear up. Turn headlights on during heavy snow or sleet. On sunny days, use the visor and/or polarized sunglasses. Advance cautiously at snowbanks.

• Drive smoothly. Accelerate, brake and make turns gradually, gently. Brake sooner.

• Keep plenty of following distance between you and the vehicle ahead. In ideal conditions, leave four seconds on city streets and six seconds on highways. In winter, leave considerably more.

We take care of outfitting every car, van and truck in the fleet with winter tires, ice scrapers, windshield washer fluid, and snow brushes. If the vehicle you’ve booked has a backup camera, remember to give the camera lens a wipe at the start of your booking to clear away dirt and debris.

Keep an eye out for our next blog post, all about how we keep track of damage and the role our members play. Stay tuned!

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Where to go: Grand Beach

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Since COVID 19 began, we have not been able to travel. However, now that restrictions have been lifted, we have decided to have our first camping experience in Manitoba!

– Submitted by Gennaro Costantino, Co-op Member

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Re:Member – Peg City works with developers!

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As a carsharing company, everyone knows us for, well, our carsharing service, but few people realize that we also work with the city’s planning department and developers to facilitate in-fill development! That’s right, your locally owned carsharing co-op is also helping to build a denser, more sustainable city!

Peg City’s Managing Director Philip Mikulec discusses how carsharing supports the development of in-fill housing in Winnipeg’s urban core!

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Where to go: The Honkey-Tonk Chalet

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Join members Colby and Mandalyn on an off-road adventure to the Honkey-Tonk Chalet and Stephenfield Provincial Park.

Despite having almost no social interactions within the last two months, my partner Mandalyn and I decided it was time to get away from it all and spend an impromptu long weekend-for-two at a friends cabin-in-the-woods.

Kinetic molecular theory

Kinetic molecular theory: letting off steam.

At the heart of this journey was a need for a natural space that offered minimal distraction and enhanced focus for personal projects. For Mandlyn, this involved studying for a chemistry course needed for their Midwifery program at the University of Manitoba. For me, the goal was to tinker with a new set of camera lenses and expand my photography and videography practice.

So we booked car 51, loaded up the dual bike racks, filled our cooler with fresh veggies from our Fireweed Food Co-op CSA and headed off to the Honkey-Tonk Chalet: an off-grid, 400 square foot a-frame cabin just outside of Roseisle, Manitoba. This cosy abode features no running water, no electricity, a humanure composting toilet and impeccable lighting.

Hyundai Kona

All Wheel Drive: Hyundai Kona

The Hyundai Kona is everything I want in an adventure car. The back seats fold down for transporting gear and coolers; pre-installed provincial park pass; dual bike racks on the roof for style points; bluetooth connection for broadway singalongs; two USB charging ports to minimize conflict; and last but not least: all wheel drive!

You see, the Honkey-Tonk Chalet is located off of a dirt road, through a farmers field, down a steep-muddy valley, along a meandering ATV trail, and rests upon stilts just above an old creek. Sure, we had to clear a couple of fallen poplars off the path from storms-gone-by, but once we popped into AWD the Kona tackled this treacherous terrain with the grace of a feral mongoose.

Honkey-Tonk Heaven

Honkey-Tonk Heaven

The Chalet is the perfect space to declutter the mind. There is no cell signal sending us constant reminders, no powered screens to keep us blue-lit until 1 am.

Forest-filtered sunlight fills the full-sized front windows during the day, while candlelight brightens up what’s left before bed. We spent the mornings chatting over fresh coffee while nibbling on fruit for breakfast. Each afternoon included photography, revising chemistry notes and the horrid skrelching of my amateur cornet skills.

Sure, there was also no flushing toilet, which for some may be a deal-breaker, but our sewer backed up two hours after we got home from this trip, so even the composting bucket-toilet felt like a luxury.

Lunch Break

Lunch Break

Armed with a cast-iron pan, loads of snacks and a love of sandwiches, we nipped and nibbled our way through the weekend. We brought a big bag full of cherries, a loaf of crusty sourdough, some spicey sausages, a bit of bacon, and a bag of potatoes. We also brought milk: milk was a bad choice, but it was nice for the first day or so in our coffee.

It was nice to wake up with the sun and have the time to let your body call the shots:

“Coffee please, ooh and a slice of cucumber”, or “Are you thinking about a sandwich? Because I am.”

And when the heat of the day insisted, we made our daily trip to the beach.

Beach Day and Bike Trails

Beach Day and Bike Trails

In the heat of the afternoon, we would mosey on down to Stephenfield Provincial Park to soak up some rays. Just 15 minutes from the HTC, Stephenfield features a short stretch of beach, yurt rentals, camping, walking and a network of walking and bike trails. Aside from the Sunday, where entry into the park was free, the beach was largely unoccupied. We rolled up with picnic blankets and snacks galore, ready for a day of vigorous study.

In all honesty, we did more drying off in the sun than rigorous study, but that is to be expected given the gorgeous weather we had all weekend.

Bringing it all home

Bringing it all home

Wrapping things up, I’d like to break down why I enjoy using Peg City Car Co-op for trips like this.

First, I have no interest in paying for the full cost of owning a car. Specifically, I mean the cost of maintenance, insurance, cleaning, up-fitting, parking, financing, fueling etc., that would be necessary to access a vehicle of this calibre.

I live centrally and bike most places, so I only need this type of vehicle for 2-3 trips per year. The cost of our trip to the Honkey-Tonk Chalte, in total, was less than a single month of vehicle insurance. So given that Peg City also covers the cost of purchasing and installing bike racks, park passes, cleaning and fuel for the trip, I’m already saving hundreds of dollars.

Looking at the big picture, last year I spent about $1,750 on carsharing in total, as opposed to the $6,000-$9,000 that the average Canadian pays annually to own and operate a compact private automobile. That’s big money. That’s like three years of savings, and you have a down payment on a house, kind of money.

Carsharing with Peg City is a breeze. I can book the vehicle I need when I need it. All I have to do is make sure the car is clean and fueled up for the next person and drop it off back in its spot. Done.

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2021 Board Of Directors nominees

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The call has been answered: meet the 2021 nominees for our Board of Directors!

2021 B.O.D Nominees

Hello Members!

The board will be elected during Peg City Car Co-op’s 2020 Annual General Meeting, scheduled for Tuesday, May 11, 2021. Co-op members can attend the online meeting by registering here: online registration.

2021 B.O.D Nominee bios:

This year our board has two vacancies, and one incumbent Director seeking re-election.

Director seeking re-election:

Riel Moar

I joined the Peg City Car Co-op board in Spring 2019 and am currently the Treasurer. I am a CPA and have worked as an internal auditor at IG Wealth Management for the past 7 years. I originally joined the PCCC board because I connected with the organization’s purpose and felt I could contribute with my accounting experience. I have enjoyed learning more about the organization and industry and am excited to get the opportunity to continue in my current role.

Nominees seeking election: 

Natalie Copps

As a long time member of Peg City Car Co-op, and a big believer in carsharing I would love to become a part of the Board. I’m a soon to be lawyer, as of June, and would love to put my legal and organizational development skills to use for Peg City! As a Métis woman, I’d also love to bring that perspective to the Board and the work Peg City does in the community. I’d particularly be interested in serving on the governance committee.

I’m currently an articling student at TDS Law, and will officially become a lawyer on June 24th. Before articling, I clerked for Justice Dawson at the Federal Court of Appeal in Ottawa. I have a law degree, a Masters in Conflict Studies and Comparative Politics and a B.A.(Hons) in Political Science and Art History. In my past life, I was also a political staffer for the former NDP government. Outside of work, I served on the Board of Directors for Rainbow Trout Music Festival for three years as Volunteer Director where I oversaw roughly 125 volunteers who made our festival run! RTMF is a working board so I was involved with a wide variety of organizational decisions. I was also involved in several student organizations while completing my law degree. I’ve also volunteered on a variety of political campaigns for every level of government.

When I’m not running myself ragged with work and volunteering, I love gardening, beadwork, bike riding, curling, reading, and being social (though the pandemic has put a big damper on that).

Elizabeth Kessler

I love Peg City and I have a passion for living a car-light lifestyle. I have experience with governance in a membership-based organization and I’ve been looking for more opportunities to be involved in the community. I know that the work of an organization’s board is integral to the functioning of an organization as a whole, and I think my organizational skills and experience in the nonprofit world would be an asset.

I’m a professional fundraiser with six years of experience. I currently work for a large nonprofit where I’m responsible for managing donor relationships and a implementing a multi-faceted fundraising strategy. Prior to getting into fundraising I worked as a community organizer and served on the board of a large student union in Ontario for two terms. I currently volunteer with Rainbow Harmony Project — Winnipeg’s LGBTQ community choir — and with a small community church where I’m a member. In the past I’ve also volunteered with the Manitoba Energy Justice Coalition and Climate Justice Ottawa.

I’m originally from Vancouver and settled in Winnipeg seven years ago after a brief stint in Ontario. I have a degree in political science, and my interests include canoeing, hiking, cycling, sewing, gardening and amateur music. I also have a passion for accessibility for people with learning disabilities and have conducted workshops on accessibility in community organizing. As a longtime public transit enthusiast, I got my driver’s license at the age of 27 after realizing it would be necessary if I wanted to go solo camping. My favourite car in the Peg City fleet is the green Kia Soul. I live in Osborne village with my partner, a small black cat, and seven bicycles.

Thanks for reading, see you at the AGM!

Only share-holding members are eligible to sit on the board.  Nominations have closed as of May 3, 2021.

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How To: Washing Cars and Earning Credit

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Peg City is glad to reimburse members for washing cars so long as the car is cleaned inside and out with before and after photos emailed along with your receipt. We’ll also add a $10 driving credit to your account as a thank-you!

Peg City staff washing cars

Carsharing and Cleanliness

Peg City staff clean and inspect vehicles on rotation, so evidence of other drivers and outdoor conditions is a normal part of carsharing.

Depending on the season, you’ll likely notice some level of dirt and debris on the vehicle exterior and interior floor mats when driving Peg City. That said, members are expected to clean up after themselves and their pets. Let’s talk reasonable expectations.

PCCC staff cleaning interior

How Much Mess Is Too Much Mess?

If you arrive at your vehicle to find garbage left behind, interior spills, or pet hair on the upholstery, please snap photos and submit them through the Damage/Maintenance report in the Peg City app. You can also send us a quick email. We’ll follow up with previous drivers and schedule the appropriate service in a timely fashion.

Transporting pets

Guidelines for Transporting Pets

Our members rely on our service for various needs, including caring for and transporting their furry friends! Pets must travel in a carrier or on a barrier in the cargo area of the vehicle. Please respect other members by cleaning up all pet hair, paw prints or other such messes before returning your car.

peg city car coop member washing cars

Washing Cars and Earning Credit

If a vehicle’s interior becomes noticeably dirty during your booking,

1. Visit any coin-opMidtown car wash, or Chamois

2. Take before and after photos, and clean the vehicle inside and out!

3. Send us an email with the photos and receipts. We reimburse up to $25 per wash as much as twice a month. Plus, we’ll add a $10 driving credit to your account as a thank-you.

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Re:Member – Bike racks, trailer hitches, and more!

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Re:Member, Peg City Car Co-op members have access to a diverse fleet of vehicles, featuring bike racks and other accessories! Here is how to custom tailor your next booking.

various styles of peg city vehicles next to one another in front of the Provencher Bridge in Winnipeg

Accessorize your ride

Peg City Car Co-op has a vehicle for every occasion, so whatever your plans, you’ll find a ride that fits your trip. We offer a wide selection of vehicles from hatchbacks to cargo vans, featuring accessories such as bike racks, trailer hitches, provincial park passes, car seats, and more!

Peg City Car Co-op car, friends unloading bikes off of bike rack

Racks & hitches

Bike racks

This year we will be installing 8 Thule bike racks on vehicles ranging from hatchbacks, SUVs and crossovers. Each rack can carry two bikes and can be set up by following these easy-to-use instructions. We’re making it easier than ever to hit the trails this summer, all vehicles sporting a bike rack will also come equipped with a provincial park pass!

Peg City Car Co-op Truck with Canoe on the roof rack

Roof racks

One if by land, two if by… canoe?

For those of us who are not big on bikes but still have big adventures planned, we have a total of 17 vehicles equipped with roof racks for hauling skis, canoes, and cargo boxes.

vehicles equipped with trailer hitches

Trailer hitches

For those who are in it for the long haul, we have six vehicles equipped with trailer hitches, including mini-vans and half-ton trucks.

Peg City Car Co-op Van at the beach

Provincial park passes

This year we’re adding provincial park passes to half of our fleet! Whether you are hitting the beach or taking a weekend trip with the family, Peg City is there to take the hassle out of your weekend plans. Search for vehicles with park passes when booking your next summer fun day!

Peg City Car Co-op Van with family

Special cargo

Car seats

Members can now book a car with a pre-installed child car seat. We have installed Britax, Boulevard Clicktight child car seats in 10% of our vehicles, located in select neighbourhoods. This car seat is acceptable for use for children between 5 and 65 lbs and is easily adjustable. You can find installation instructions and user info here.

Members are welcome to make a complimentary 1-hour booking to visit one of our vehicles to inspect and get acquainted with this child seat. So long as no driving is done, we will waive the booking charges. Contact Member Services for more info.

Stow and Go

Search for flexible seating options! Members can find vehicles with up to eight seats and storage options like stow-and-go seating.

Loading Peg City Car Co-op Van at IKEA

Vehicle options

Peg City is proud to offer a diverse selection of vehicles for our members. We have over 60 cars, trucks, mini-vans, SUVs, crossovers, hybrid-electric vehicles, and cargo vans to choose from.

Picking up four kids from hockey practice? VAN

Towing a small trailer or hauling lumber? TRUCK

Running errands without ruining the environment? HYBRID

Find the ride that fits your trip!

Finding the right vehicle for your next booking is easy. Search for “Vehicle Types” and “Required Features” when making your next booking!

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2020 Annual General Meeting

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Tuesday, May 11, 2021

Notice of Online-AGM & Call for Nominations

Hello Members!

Please note that the Peg City Car Co-op 2020 Annual General Meeting is scheduled for Tuesday, May 11, 2021, at 6:00 pm. 

Below you’ll find the Agenda and the Call for Nominations for our Board of Directors. While all Peg City Car Co-op subscribers are welcome to join in, only Shareholding Members are able to vote or join the board. 

Click here to register to attend this year’s online AGM

Handouts, Documents, Information

All attendees will join the Webinar muted, we ask that attendees please use the chatbox to submit questions during the meeting.

Please review the attached documents:

2019 AGM Minutes

2020 AGM Agenda 

2020 Audited Financial Statements

Agenda for the FY 2020 Annual General Meeting

May 11, 2021 at 6:00pm

1. Welcome and Introductions (Dayna, President)
2. Approval of Minutes from FY2019 AGM
3. Review and Approval of Agenda (Dayna, President)
4. Managing Director Report (Philip, Managing Director)
5. Review and Approval of Financial Statements and Audit (Riel, Treasurer)
6. Appointment of Auditor (Riel, Treasurer)
7. 2021-22 Board Nominations, Open from the Floor (Dayna, President)
8. Election of the 2021-22 Board of Directors (Dayna, President)
9. Other Business
10. Adjournment

Join the board!

The Call for Nominations ends May 3rd, 2021, check out our online APPLICATION FORM.

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2021 Board Of Directors: Call for Nominations

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Join the board of Winnipeg’s one-and-only carshare! The Call for Nominations for our Board of Directors is open until May 3, 2021

We are looking for two individuals to join our team of dedicated carsharing enthusiasts. Read on for details! 

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