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Damage Awareness Month: Reporting

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This week we are tackling the importance of reporting damage. This topic is so critical to carsharing we made a snazzy comic for your viewing pleasure! Enjoy.

We are nearly wrapping up Damage Awareness Month here on our blog, and we’ve created a pair of comics to address a topic that is decidedly not so fun.

We hope that sharing helpful winter driving tips, laying out the different insurance options, and outlining how we track vehicle damage, members will feel informed and ready to help keep our entire fleet in the best shape possible. If a car gets bumped, scraped, dinged, or worse, we need to know about it. The sooner we are able to assess and repair damage, the sooner we can get that vehicle back on the road! We happily take on the hassle and cost of vehicle maintenance and repair so that those who choose to go car-free or car-lite don’t have to worry about it.

When damage goes unreported – and unclaimed – it means we have to pay out of pocket, and ultimately that means higher rates for our members. With help from our members, we can stay on top of repairs AND keep costs low for everyone.  So on that note here is a comic on Damage Reporting.

Enjoy!

Damage Reporting Comic
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Damage Awareness Month: Prevention

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For the month of October, we have been exploring the topic of damage. The next two posts feature a pair of comics that we hope will entertain and inform! First up: Damage Prevention.

Damage Prevention Comic

Carshare vehicles tend to take a bit more of a beating than your average car, truck, or van. This is because there are different people behind the wheel every day, sometimes every few hours, and they all have different driving habits. Some people are experts with parking in small spots, while others may have less experience driving large vehicles. We encourage defensive driving, staying alert and aware of all your surroundings, and always taking the weather and road conditions into account – this is hands down the best way to prevent damage from happening in the first place.

When damage occurs, minimizing the amount of time that a vehicle is taken out of service is always at the top of our minds, but preventing the damage from happening in the first place is something we can all have a hand in. Without further ado, here is comic number one … Damage Prevention.

Enjoy!

DamagePrevention
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Damage Awareness Month: Insurance

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For the month of October, we will be exploring the topic of damage here on the blog. This week we’re talking about insurance!

Our carsharing service takes the hassle out of owning a vehicle. When you’re done with your booking, simply return the vehicle and walk away! We cover the cost of fuel, maintenance, and insurance!

But what happens if a vehicle is damaged during your booking?

There are three coverage options available to members, which can help reduce or remove your damage fee. These options include our Basic Coverage, Damage Pool and third-party Collision/Loss Damage Insurance options (CLDI).

Damage Awareness Month: Insurance

Basic Coverage
All members are covered by Peg City Car Co-op with basic coverage of up to $1000 damage fee in the event of an at-fault collision and $4,800,000 Third Party Liability (TPL). This means in the event of an unfortunate incident causing at-fault damage to a Co-op vehicle during your booking, your damage fee is up to $1000. Personal Injury Protection (PIPP) coverage (bodily injury) also applies to drivers and passengers while they are occupying the vehicle in Manitoba.

If a Co-op vehicle is stolen during your booking, you could pay up to $1000, plus downtime at the regular hourly rates. Vehicle theft is easily preventable if you fob out properly – every time you stop and park – the vehicle cannot be stolen. Pretty neat, huh?

Damage Pool
Members can join Peg City’s Damage Pool for $50/year. This coverage includes all aspects of Peg City Car Co-op’s basic insurance, plus you will not be required to pay the $1000 damage fee in the event that a Co-op vehicle is damaged during your booking. Instead, the money will come out of the pool! You can apply to re-join the damage pool if you are in an at-fault incident. The Damage Pool covers all drivers on the account.

CLDI 
Many credit cards now offer Collision/Loss Damage Insurance (CLDI) that includes carsharing. In the event of a collision, Peg City will provide all the necessary documents for to you to bring to your credit card provider, and they will reimburse you directly for the total cost of the damages. With VISA or MasterCard CLDI coverage, you would be fully covered by the credit card company for any damage to a Co-op vehicle. Your card may not cover certain vehicles (for example, pick-up trucks), so always check with your provider to find out what their restrictions are!

If you’re already a driver with Peg City, adding the Damage Pool or CLDI to your account is easy – simply log in, and click on Damage Coverage, found under the My Account tab. For more details take a look at our Member Manual.

Of course, we hope that there is never any reason to invoke your carsharing insurance, but we want to make sure our members know what their options are. If you have any questions, feel free to get in touch!

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October is Damage Awareness Month

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For the month of October, we will be talking about all-things damage here on the blog. 

Jenny

We need to work with our members to keep our vehicles in the best shape possible, and as we move into the cold weather months, it’s the perfect time to talk about reporting – and preventing – damage. This month, we will be highlighting how prevention keeps carsharing costs low, special vehicle features to help you stay safe and warm, plus winter driving tips, and more.

From October to March, Winnipeg sees a lot of snow, coupled with quick thaws and deep freezes. Our roads take a beating during our winters, but our vehicles don’t have to! Driving fast and accelerating unnecessarily increases fuel and maintenance costs. Factor in those icy roads, it also increases your chances of a collision, and more collisions lead to higher premiums, which unfortunately means higher costs for members.

Here are a few excellent reminders and tips for winter driving, shared by Manitoba Public Insurance:

• Stay sharp – be a defensive driver. Beware of icy spots – bridges, overpasses, just before intersections and shady spots. Watch for other drivers who may be sliding. Slow down near vehicles stopped by the side of the road.

• Prepare for severe conditions. Check road and weather conditions. Avoid driving altogether in severe weather.

Remember, when inclement weather makes driving downright impossible or dangerous, we will cancel your booking at no cost!

• See and be seen. Before leaving, clear snow and ice off your vehicle and wait for foggy windows to clear up. Turn headlights on during heavy snow or sleet. On sunny days, use the visor and/or polarized sunglasses. Advance cautiously at snowbanks.

• Drive smoothly. Accelerate, brake and make turns gradually, gently. Brake sooner.

• Keep plenty of following distance between you and the vehicle ahead. In ideal conditions, leave four seconds on city streets and six seconds on highways. In winter, leave considerably more.

We take care of outfitting every car, van and truck in the fleet with winter tires, ice scrapers, windshield washer fluid, and snow brushes. If the vehicle you’ve booked has a backup camera, remember to give the camera lens a wipe at the start of your booking to clear away dirt and debris.

Keep an eye out for our next blog post, all about how we keep track of damage and the role our members play. Stay tuned!

BLOG

Damage Awareness Month: Reporting

Share

This week we are tackling the importance of reporting damage. This topic is so critical to carsharing we made a snazzy comic for your viewing pleasure! Enjoy.

We are nearly wrapping up Damage Awareness Month here on our blog, and we’ve created a pair of comics to address a topic that is decidedly not so fun.

We hope that sharing helpful winter driving tips, laying out the different insurance options, and outlining how we track vehicle damage, members will feel informed and ready to help keep our entire fleet in the best shape possible. If a car gets bumped, scraped, dinged, or worse, we need to know about it. The sooner we are able to assess and repair damage, the sooner we can get that vehicle back on the road! We happily take on the hassle and cost of vehicle maintenance and repair so that those who choose to go car-free or car-lite don’t have to worry about it.

When damage goes unreported – and unclaimed – it means we have to pay out of pocket, and ultimately that means higher rates for our members. With help from our members, we can stay on top of repairs AND keep costs low for everyone.  So on that note here is a comic on Damage Reporting.

Enjoy!

BLOG

Damage Awareness Month: Prevention

Share

For the month of November, we have been exploring the topic of damage. The next two posts feature a pair of comics that we hope will entertain and inform! First up: Damage Prevention.

Carshare vehicles tend to take a bit more of a beating than your average car, truck, or van. This is because there are different people behind the wheel every day, sometimes every few hours, and they all have different driving habits. Some people are experts with parking in small spots, while others may have less experience driving large vehicles. We encourage defensive driving, staying alert and aware of all your surroundings, and always taking the weather and road conditions into account – this is hands down the best way to prevent damage from happening in the first place.

When damage occurs, minimizing the amount of time that a vehicle is taken out of service is always at the top of our minds, but preventing the damage from happening in the first place is something we can all have a hand in. Without further ado, here is comic number one … Damage Prevention.

Enjoy!

BLOG

Damage Awareness Month: Insurance

Share

For the month of November, we will be exploring the topic of damage here on the blog. This week we’re talking about insurance!

Our carsharing service takes the hassle out of owning a vehicle. When you’re done with your booking, simply return the vehicle and walk away! We cover the cost of fuel, maintenance, and insurance!

But what happens if a vehicle is damaged during your booking?

There are three coverage options available to members, which can help reduce or remove your damage fee. These options include our Basic Coverage, Damage Pool and third party Collision/Loss Damage Insurance options (CLDI).

Basic Coverage
All members are covered by Peg City Car Co-op with basic coverage of up to $1000 damage fee in the event of an at-fault collision and $4,800,000 Third Party Liability (TPL). This means in the event of an unfortunate incident causing at-fault damage to a Co-op vehicle during your booking, your damage fee is up to $1000. Personal Injury Protection (PIPP) coverage (bodily injury) also applies to drivers and passengers while they are occupying the vehicle in Manitoba.

If a Co-op vehicle is stolen during your booking, you could pay up to $1000, plus downtime at the regular hourly rates. Vehicle theft is easily preventable if you fob out properly – every time you stop and park – the vehicle cannot be stolen. Pretty neat, huh?

Damage Pool
Members can join Peg City’s Damage Pool for $50/year. This coverage includes all aspects of Peg City Car Co-op’s basic insurance, plus you will not be required to pay the $1000 damage fee in the event that a Co-op vehicle is damaged during your booking. Instead, the money will come out of the pool! You can apply to re-join the damage pool if you are in an at-fault incident. The Damage Pool covers all drivers on the account.

CLDI 
Many credit cards now offer Collision/Loss Damage Insurance (CLDI) that includes carsharing. In the event of a collision, Peg City will provide all the necessary documents for to you to bring to your credit card provider, and they will reimburse you directly for the total cost of the damages. With VISA or MasterCard CLDI coverage, you would be fully covered by the credit card company for any damage to a Co-op vehicle. Your card may not cover certain vehicles (for example, pick-up trucks), so always check with your provider to find out what their restrictions are!

If you’re already a driver with Peg City, adding the Damage Pool or CLDI to your account is easy – simply log in, and click on Damage Coverage, found under the My Account tab. For more details take a look at our Member Manual.

Of course, we hope that there is never any reason to invoke your carsharing insurance, but we want to make sure our members know what their options are. If you have any questions, feel free to get in touch!

BLOG

November is Damage Awareness Month

Share

For the month of November, we will be talking all things damage here on the blog. 

Damage awareness Month, peg city car on snowy road, people unloading supplies

We need to work with our members to keep our vehicles in the best shape possible, and as we move into the cold weather months, it’s the perfect time to talk about reporting – and preventing – damage. This month, we will be highlighting how prevention keeps carsharing costs low, special vehicle features to help you stay safe and warm, plus winter driving tips, and more.

From October to March, Winnipeg sees a lot of snow, coupled with quick thaws and deep freezes. Our roads take a beating during our winters, but our vehicles don’t have to! Driving fast and accelerating unnecessarily increases fuel and maintenance costs. Factor in those icy roads, it also increases your chances of a collision, and more collisions leads to higher premiums, which unfortunately means higher costs for members.

Here are a few excellent reminders and tips for winter driving, shared by Manitoba Public Insurance:

• Stay sharp – be a defensive driver. Beware of icy spots – bridges, overpasses, just before intersections and shady spots. Watch for other drivers who may be sliding. Slow down near vehicles stopped by the side of the road.

• Prepare for severe conditions. Check road and weather conditions. Avoid driving altogether in severe weather.

Remember, when inclement weather makes driving downright impossible or dangerous, we will cancel your booking at no cost!

• See and be seen. Before leaving, clear snow and ice off your vehicle and wait for foggy windows to clear up. Turn headlights on during heavy snow or sleet. On sunny days, use the visor and/or polarized sunglasses. Advance cautiously at snow banks.

• Drive smoothly. Accelerate, brake and make turns gradually, gently. Brake sooner.

• Keep plenty of following distance between you and the vehicle ahead. In ideal conditions, leave four seconds on city streets and six seconds on highways. In winter, leave considerably more.

We take care of outfitting every car, van and truck in the fleet with winter tires, ice scrapers, windshield washer fluid, and snow brushes. If the vehicle you’ve booked has a back-up camera, remember to give the camera lens a wipe at the start of your booking to clear away dirt and debris.

Keep an eye out for our next blog post, all about how we keep track of damage and the role our members play. Stay tuned!

Go from Casual to Member this November and earn $75 in driving credit!