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Damage Awareness Month: Keeping Track

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For the month of November, we have been exploring the topic of damage here on the blog. Here is our Fleet Manager, Will Belford, with the low down on tracking damage.

Hi I’m Will, Fleet Manager here at Peg City Car Co-op. If you’ve been following the blog throughout November, you know that vehicle damage is a very important topic for us. It not only affects how the vehicles look, but how they function as well.

Damage awareness Month, Keeping track, Will Belford standing near Peg City Vehicles

We’re wrapping up Damage Awareness Month, and hope our members feel informed and ready for the road ahead. Through this month we’ve offered some helpful winter driving tips, laid out the different insurance options that are available to members, and shared a pair of comics to address topics that  help keep our cars (and our drivers) safe! Last but not least, today we are pulling back the curtain on how we track vehicle damage, and how you can help!

Carshare vehicles are used more vigorously than your average car, truck, or van. This is because there are different people behind the wheel every day, sometimes every few hours. Some people are experts with parking in small spots, while others may have less experience driving large vehicles. A good defense from incurring damage is preparation! If you have never driven a type of vehicle before, give it a quick once over to familiarize yourself. How far does the bumper stick out? Are the seat and mirrors adjusted properly? Does this vehicle feature a backup camera? We encourage defensive driving, staying alert and aware of all your surroundings, and always taking the weather and road conditions into account – this is hands down the best way to prevent damage from happening in the first place.

So what about damage caused by someone else? Inspecting and reporting damage to Peg City staff will mean you don’t get held responsible for something you didn’t do. The best time to inspect and report is before you begin driving.

Will Belford, displaying "Take 5 Before You Drive" brochure.
Will Belford, displaying "Take 5 Before You Drive" brochure.

After you make a booking, you’ll receive a confirmation email with all the details of your trip, as well as a short list of any damage on that car that we’re already aware of. Any preexisting scratches, dings, or dents will be noted by a numbered sticker on the car itself.

We’ve added window stickers and booklets in every car to remind you to Take 5 Before You Drive – the booklet will guide you through damage tracking and help troubleshoot common booking issues. Here’s our Fleet Manager, Will, installing them in our first AWD SUV, parked in the Exchange District.

When you arrive to pick up your ride, walk around the vehicle to check for anything new. If you spot any new damage that is larger than a credit card, and it does not have a numbered sticker, it needs to be reported.

You only need to report damage that doesn’t have a sticker or is not in the damage notes in your booking confirmation. Was this dent listed in the email? Is that one big scratch or two separate ones? We would rather hear about it twice than never hear about it at all.

We rely on our members to be our eyes and ears out there on the road! To report damage, please send us an email with photos, or give us a call. This should always be done at the start of your trip.

If you happen to be the one to cause some damage, big or small, please let us know. If you are in a collision, or you are not sure if a vehicle is safe to drive, call us. We have staff on call 7am-midnight seven days a week.

Thank you for reading, and for helping to keep our fleet in tip-top shape.

This December, add 2 drivers for free and earn up to $50 in driving credit!

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Damage Awareness Month: Insurance

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For the month of November, we will be exploring the topic of damage here on the blog. This week we’re talking about insurance!

Our carsharing service takes the hassle out of owning a vehicle. When you’re done with your booking, simply return the vehicle and walk away! We cover the cost of fuel, maintenance, and insurance!

But what happens if a vehicle is damaged during your booking?

There are three coverage options available to members, which can help reduce or remove your damage fee. These options include our Basic Coverage, Damage Pool and third party Collision/Loss Damage Insurance options (CLDI).

Basic Coverage
All members are covered by Peg City Car Co-op with basic coverage of up to $1000 damage fee in the event of an at-fault collision and $4,800,000 Third Party Liability (TPL). This means in the event of an unfortunate incident causing at-fault damage to a Co-op vehicle during your booking, your damage fee is up to $1000. Personal Injury Protection (PIPP) coverage (bodily injury) also applies to drivers and passengers while they are occupying the vehicle in Manitoba.

If a Co-op vehicle is stolen during your booking, you could pay up to $1000, plus downtime at the regular hourly rates. Vehicle theft is easily preventable if you fob out properly – every time you stop and park – the vehicle cannot be stolen. Pretty neat, huh?

Damage Pool
Members can join Peg City’s Damage Pool for $50/year. This coverage includes all aspects of Peg City Car Co-op’s basic insurance, plus you will not be required to pay the $1000 damage fee in the event that a Co-op vehicle is damaged during your booking. Instead, the money will come out of the pool! You can apply to re-join the damage pool if you are in an at-fault incident. The Damage Pool covers all drivers on the account.

CLDI 
Many credit cards now offer Collision/Loss Damage Insurance (CLDI) that includes carsharing. In the event of a collision, Peg City will provide all the necessary documents for to you to bring to your credit card provider, and they will reimburse you directly for the total cost of the damages. With VISA or MasterCard CLDI coverage, you would be fully covered by the credit card company for any damage to a Co-op vehicle. Your card may not cover certain vehicles (for example, pick-up trucks), so always check with your provider to find out what their restrictions are!

If you’re already a driver with Peg City, adding the Damage Pool or CLDI to your account is easy – simply log in, and click on Damage Coverage, found under the My Account tab. For more details take a look at our Member Manual.

Of course, we hope that there is never any reason to invoke your carsharing insurance, but we want to make sure our members know what their options are. If you have any questions, feel free to get in touch!

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November is Damage Awareness Month

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For the month of November, we will be talking all things damage here on the blog. 

Damage awareness Month, peg city car on snowy road, people unloading supplies

We need to work with our members to keep our vehicles in the best shape possible, and as we move into the cold weather months, it’s the perfect time to talk about reporting – and preventing – damage. This month, we will be highlighting how prevention keeps carsharing costs low, special vehicle features to help you stay safe and warm, plus winter driving tips, and more.

From October to March, Winnipeg sees a lot of snow, coupled with quick thaws and deep freezes. Our roads take a beating during our winters, but our vehicles don’t have to! Driving fast and accelerating unnecessarily increases fuel and maintenance costs. Factor in those icy roads, it also increases your chances of a collision, and more collisions leads to higher premiums, which unfortunately means higher costs for members.

Here are a few excellent reminders and tips for winter driving, shared by Manitoba Public Insurance:

• Stay sharp – be a defensive driver. Beware of icy spots – bridges, overpasses, just before intersections and shady spots. Watch for other drivers who may be sliding. Slow down near vehicles stopped by the side of the road.

• Prepare for severe conditions. Check road and weather conditions. Avoid driving altogether in severe weather.

Remember, when inclement weather makes driving downright impossible or dangerous, we will cancel your booking at no cost!

• See and be seen. Before leaving, clear snow and ice off your vehicle and wait for foggy windows to clear up. Turn headlights on during heavy snow or sleet. On sunny days, use the visor and/or polarized sunglasses. Advance cautiously at snow banks.

• Drive smoothly. Accelerate, brake and make turns gradually, gently. Brake sooner.

• Keep plenty of following distance between you and the vehicle ahead. In ideal conditions, leave four seconds on city streets and six seconds on highways. In winter, leave considerably more.

We take care of outfitting every car, van and truck in the fleet with winter tires, ice scrapers, windshield washer fluid, and snow brushes. If the vehicle you’ve booked has a back-up camera, remember to give the camera lens a wipe at the start of your booking to clear away dirt and debris.

Keep an eye out for our next blog post, all about how we keep track of damage and the role our members play. Stay tuned!

Go from Casual to Member this November and earn $75 in driving credit!